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Johor house best buy

Author: calvintaneng   |   Latest post: Thu, 11 Oct 2018, 10:29 PM

 

'THE GREATER FOOL THEORY By Dr Neoh Soon Kean (Excerpts from STOCK MARKET INVESTMENT), Calvin Tan comments

Author: calvintaneng   |  Publish date: Thu, 11 Oct 2018, 10:29 PM


ARTICLE REPOSTED FROM i3 FORUM, MALAYSIA

 

 
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THE INVESTMENT APPROACH OF CALVIN TAN

Author: calvintaneng   |   Latest post: Thu, 11 Oct 2018, 10:17 PM   |  >> Go to Blog Dashboard

  

'THE GREATER FOOL THEORY By Dr Neoh Soon Kean (Excerpts from STOCK MARKET INVESTMENT), Calvin Tan comments

Author:   |    Publish date: 



This is an excerpt from STOCK MARKET INVESTMENT In Malaysia And Singapore by Dr Neoh Soon Kean, the Benjamin Graham of Malaysia. Year of printing 1985

 

THE GREATER FOOL THEORY (Page 67 Last paragraph)

This is a theory that is usually very popular during the immature phase of a stock market's development. More of the followers of this theory are not aware that the trading system which they believe in goes by this peculiar name. From the stock market's behaviour during the past three booms, we can say that many Malaysians/Singaporeans appear to be strong supporters of this theory. This theory was very popular in the US during the 1920s but since then, it has fallen out of favour even though pockets of true believers still appear from time to time.

 

    In essence, believers of this theory hold that stock prices are not dependent on anything tangible but rather dependent on the continual appearance of more people who are willing to purchase the stocks at an even higher price {these people are the so-called 'greater fools'). Thus, it neither matters what price one buys a stock nor that the stock's price is ridiculously high by any normal standard of measurement. Thus the believers of this school of thought hold the view that whatever stock one buys can always be sold at a higher price because there will always be greater fools than themselves. Thus, it is fine to buy MUIB at $24.00 because there will be another person foolish (or brave) enough to pay $26.00 for it. Believers of the greater fool theory never for a minute think that the supply of fools will be exhausted and that they may be the final purchaser before the crash.

 

   During every stock market boom, there are usually a large number of believers of the greater fool theory and some of them actually make a lot of money on the way up. Some of them get out in time by finding some greater fools to take over their hot potatoes in the nick of time but many find that they themselves end up as the greatest fools because there is no one else willing to bid up the price anymore. Needless to say, the Greater Fool Theory is a much discredited one among academics and most professionals. But it still finds many adherents. Why is this so? Everyone is having too much fun, (that is, making so much money) on the way up that they do not want to leave the market. George Goodman, writing under the pen name of 'Adam Smith' has this wonderful parable to explain how people are caught up in the web of the Greater Fool Theory and do not know when to get out.

 

We are all at a wonderful ball where champagne sparkles in every glass and soft laughter falls upon the summer air. We know, by the rules, that at some moment, terrorists will burst in through the terrace doors, killing many and scattering the survivors. Those who leave early will be saved, but the ball is so splendid that no one wants to leave while there is still time. Everyone wants to enjoy one more dance and sip one more glass of champagne. So everyone kept asking: "What time is it? What time is it?" We look around and find that all the clocks have no hands.

 

  This may be a surrealist's way of describing the stock market but Goodman's parable has a great deal of truth in it. Of course, we know that in every speculative boom of the past, the 'terrorists' did come when most of the guests were still enjoying themselves at the ball. As 'Adam Smith' implies, nobody knows when a speculative boom will end but end it must for that is the rule. At every speculative boom, not many of the small speculators escaped with their gains made on the way up. Most of the smaller speculators known to me eventually lost all their gains and much more than what has been gained.

Some even lost a large part of their original capital. Thus on the next occassion when you happen to find yourselves at this type of a ball, try to leave early. The problem is that once one is caught up in the fun and games of the party, one is apt to lose touch with reality. Chances are that believers of the Greater Fool Theory will hang on to the bitter end, only to be slaughtered. It is better to miss a few dances or a few glasses of champagne than lose one's life. 

In concluding this section, an anecdote about Bernarde Baruch, generally acknowledged to be the greatest stock traders of the 1920s is related. He was once asked how it was that he remained  so rich while many of his contemporaries had declared bankrupt. This was his splendid answer: 'I always sold too early.'

 

Calvin comments:

This greater fool theory could be applied to stocks like IFCA, Sumatech, VSolar, XOX & others

I have people telling me I missed IFCA on the way up. Calvin does not go gambling in casino Greater Fool Type of Stocks.  And how they missed a fortune on the way up  due to my warnings.  And how they finally lost all their 'profits and all their capitals' for overstaying. Now I am not here to tell you how to punt or gamble. I am here to warn of a Greater Fool Stock.

All will have to be responsible for your own actions in investment. 

 

LATEST ADDITION TO GREATER FOOL STOCKS ARE HENGYUAN

 

See the Pump & Dump of Hengyuan

 

 

HENGYUAN REFINING COMPANY BERHAD (4324)

Company Website 
Annual Report 
General Meetings


HENGYUAN REFINING COMPANY BERHAD (4324) Chart
Chart Period:
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Greatest Fool who chased Hengyuan from Rm17 to Rm19 will be stuck up there for a very long time.

The Opportunistic Fools who bought the Falling Knives of Henguan from Rm15 down to Rm10 are also stuck in limbo!!

 

Now the Greater Fool Stock is Jaks

See

JAKS RESOURCES BERHAD [S] (4723)

Company Website 
Annual Report 
General Meetings


JAKS RESOURCES BERHAD (4723) Chart
Chart Period:
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Greatest Fools who chased Jaks near Rm1.80 will be hung up there for a very long time

 

Now in progress are Many Opportunistic Fools who bought the falling knives of Jaks from Rm1.50 to Rm1.00 will also be caught & stuck in limbo later when price of Jaks return back to its true level

 

So take care

 

Calvin Tan Research

 

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WHY IS DIVIDEND IMPORTANT? From Dr Neoh Soon Kean's STOCK MARKET INVESTMENT

Author: calvintaneng   |  Publish date: Thu, 11 Oct 2018, 10:24 PM


WHY IS DIVIDEND IMPORTANT?

Dividend is important for many reasons. The most important reason has been explained a chapter earlier on, that is, dividend is the only benefit which a shareholder can obtain from a company under the normal circumstances. Profit, per se, is hardly of any use to him directly and the assets are only of value if the company is liquidated which is unlikely in a great majority of cases. Apart from this reason, dividend is important for the following reasons:

1) Dividend is a sure thing.

All too often, investors and speculators pay too much attention to profit forecast. It is amazing that so many malaysian companies have the courage to make profit forecast for many years into the future. What is even more amazing is that so many of the investors seem to believe these forecasts absolutely. It is difficult to make a profit forecast a year ahead, let alone five years or even ten years. Such profit forecasts can only be regarded as extremely shaky.

Let us take a recent example. During 1981, when the "property injection game" was at its height, many of the companies which were first getting into property development business gave very rosy forecasts of future earnings potential, as a result the price of these shares naturally went up to tremendous heights. Since then, the housing market softened considerably and the office rental market has declined 40-50 per cent. In just three years, the profit picture of just about all land development companies has changed considerably. I wonder how many of those forecasts made in 1981 can still stand up to scrutiny today.

Dividend is real and it is something which the shareholders can put to some use. Most companies keep dividend at a level they can afford to pay out irrespective of whether it is a good or bad year and is hence a great deal more certain than profit forecast.

 

2) Dividend provides a link with reality.

When the market is truly 'hot',  few of us can keep truly rational and we tend to be swept along in the general atmosphere of optimism. But the dividend yield of a share keeps us in close touch with the real world. As in the earlier example of OCBC, anyone who keeps his eye on the dividend yield of that share would have realised that the price level was totally unreal. Most people would agree that at a dividend yield of 0.4 per cent it would be better to sell a share and invest the proceed in houses or leave the money in fixed deposit.

In the established stock markets of the world, the dividend yield (ie dividend per share/price per share) usually has a steady relationship with the fixed deposit and its interest rate. It is normal for dividend yield to fluctuate at around 1/3 to 1/2 of the long-term deposit interest rate. This means that when fixed deposit interest is around 10 per cent per annum, stock should sell at a price to provide a yield of 3 per cent to 5 per cent. Taking a look at the yield provided by local shares during bull markets, the dividend yield is usually so low as to be meaningless. Futhermore, one should not forget that fixed deposit of 15 months or longer and fixed deposits in National Savings Bank are interest free in Malaysia while dividend has a witholding tax of 40 per cent applied at source.

 

3) Dividend provides a 'floor' for shares during bear markets.

Stock markets of the world, especially the Malaysian/Singaporean market is not readily predictable. They can collapse so easily into a 'bear pit' with little warning. If we wished to protect our hard earned capital, we must be defensive in our investment approach. One of the best defense is to buy shares with reasonable dividend yield (i.e. a yield of between 1/2 of deposit interest rate). If we buy a share because it pays a reasonable dividend, our loss is likely to be small even during periods of sharp market decline.

For example, we can buy a share which pays 30 cents dividend at Rm5.00 a share and this gives us a dividend yield of 6 per cent. If the share market goes into a sharp decline, the amount this share can fall to is limited by the fact that it pays a 30 cents dividend. If the price is to fall to as low as Rm3.00, it will be giving a dividend yield of 10 per cent which is about as good as what one can get from fixed deposit but with the additional opportunity to capital gain thrown in.

Most people can see that at that price, the share is probably a good bargain and it is therefore unlikely to fall any lower. It has been my experience that with the exception of mining counters, a dividend yield of 12 per cent seems to be the floor below which most stocks will not drop. In sharp contrast, shares which pay low or no dividend at all do not seem to have any bottom and price decline can hit 90 per cent or more.

 

4) Dividend yield prevents investors from being side-tracked by irrelevant events.

The Malaysian/Singaporean stock market can be characterised by a large number of events which are of little real benefit to the existing shareholders and yet which excite them greatly. I am referring to the large number of bonus announcements, rights issues, property injections, take-overs, and mergers which have made their appearance in recent years. Most of these events are of little, if any, real economic benefit to the existing shareholders of the companies involved.

Despite this, the price of the shares of a company involved in an event of this nature tends to rise sharply. Later chapters will explain in detail why these events are, in the main, irrelevant and some of them may even be damaging.

For the moment, let us consider the following. According to the dividend yield approach to share valuation, a share can have increased value only if there is a likelihood that its dividend will rise faster than originally expected. We ask ourselves in what way events like bonuses, rights, mergers and re-organisations in themselves can improve the future dividend picture of a company. If these events cannot lead to such an increase, the share surely does not deserve a higher valuation.

It is hoped that readers are, by now, at least partially convinced of the wisdom of buying a share for its dividend. In later chapters, the range of dividend yields which is reasonable for different categories of shares will be examined. In the meantime, I leave you with a short ditty that has been popular for years in the US and is still often quoted as advice to first time share buyers.

 

              A cow for its milk,

              Bees for their honey,

              And shares, by golly,

              For their dividend.

 

The above passage is taken from the book "STOCK  MARKET INVESTMENT" in Malaysia And Singapore

By Dr . Neoh Soon Kean of Dynaquest Sdn Bhd (pp 148 to 150) Published in year 1985.

 

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HUGE JOB OFFERS IN SINGAPORE WILL BE VERY GOOD FOR JOHOR ECONOMY, Calvin Tan

Author: calvintaneng   |  Publish date: Wed, 10 Oct 2018, 10:59 PM


 


As Markets Might Go Into A Multi Year Turbulence JOHOR IS WELL SUPPORTED BY HUGE JOB OFFERS IN SINGAPORE

With each  Sing Dollar equals 3 Malaysian Ringgit --- Johor State Will Be Well Supported in any crisis as one-third of Johor Economy depends on Singapore.

Every morning 300,000 Johoreans Cross Over into Singapore for Work - earning a salary 3 times more due to the Very Strong Sing Dollar. Another 5 Millions ethnic Singaporeans & Singaporean Permanent Residents come over to JB  for Shopping & Dining. This is the reason whu Johor Economy is very resilient

Now let us look at Jobstreet's Statistics on Jobs Available in Singapore in Comparison to other parts of Malaysia

 

JobStreet Logo

Owned by Agensi Pekerjaan
JobStreet.com Sdn Bhd (449122-K)
(Formerly known as JobStreet.com Sdn Bhd)

 

JOBS AVAILABLE IN JOHOR (Please refer to JOBSTREET WEBSITE)

1 - 20 of 3,078 jobs

 

JOBS AVAILABLE IN SELANGOR

1 - 20 of 10,620 jobs

 

JOBS AVAILABLE IN KUALA LUMPUR

1 - 20 of 10,114 jobs

 

JOBS IN PENANG

1 - 20 of 3,299 jobs

 

JOBS IN SINGAPORE

1 - 20 of 63,744 jobs

 

AS YOU CAN SEE FROM THE ABOVE FIGURES JOBS AVAILABLE IN JOHOR IS 3,078 WHILE THE JOBS AVAILABLE IN SELANGOR, KUALA LUMPUR & PENANG ARE 10,620, 10,114 & 3,299 RESPECTIVELY

 

THE COMBINED AVAILABLE JOB OPENINGS IN SELANGOR, KUALA LUMPUR & PENANG ARE 24,033 BUT SINGAPORE HAS A WHOPPING 63,744 AVAILABLE JOBS OF VERY HIGH PAY IF TRANSLATED TO RINGGIT FROM STRONG SING DOLLAR

 

HENCE FROM HERE WE SEE THE CONTINUAL BOOM OF ISKANDAR FOR DECADES TO COME

AND THERE IS NO BETTER TIME THAN NOW TO INVEST IN JOHOR LANDED HOUSES (FREEHOLD) BELOW RM500,000

 

WARM REGARDS

 

Calvin Tan Research

 

Image result for johor crowd at causeway to singapore photo

 

Image result for johor crowd at causeway to singapore photo

 

 

Related image

 

Image result for johor crowd at causeway to singapore photo

 

Image result for johor crowd at causeway to singapore photo

 

Image result for johor crowd at causeway to singapore photo

 

 

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HOW TO ESCAPE A FINANCIAL TSUNAMI by Calvin Tan

Author: calvintaneng   |  Publish date: Mon, 8 Oct 2018, 9:25 PM


As We Know By Now There Is Such A Phenomena Called Tsunami. 230,000 people died in the 2004 Sumatran Tsunami & Year 2011 another 20,000 got killed by the Japanese Tsunami.

A Financial Meltdown is likened to A Tsunami in its Similarities – Swift, Sweeping & Destructive With Little Time For Escape.

So We Need To Prepare Well A Head of Time.

There Are 7 Ways To Prepare For A Financial Crisis Just Like 7 Ways Of Protection Against A Future Tsunami

1) BUILD HIGH SEA WALL ALONG THE COAST

In certain part of Japan Huge Walls Are Built To Prevent The Next Tsunami from crashing in. So we must build up Walls against the onslaught against another Financial Crisis. Malaysia, Singapore, Thailand, Indonesia Have Built Up A Huge Wall of Foreign Currency RESERVES Against any future onslaught by Currency Speculators

2) RUN TO HIGHER GROUND

At the sound of siren – leave everything and Run To Hill or Higher Ground.
Park Money where there is higher level of safety. Put money in safest instrument like bonds, Safe & Sound Banks Like Public Bank in Malaysia. Also park money in safe countries like Switzerland and Singapore.

3) Stay Inland or Live As Far Away From The Sea As Possible

Stay away from all kinds of investments with exposure to danger if you can. Just hold on to the safety of diversified Cash in Different Currencies. Return OF capital is now far more important than return ON capital.
So stay safe.

4) BUILD SOLID BUILDINGS WITH STRONG FOUNDATIONS.

If you really need to live and work by the shores as a calling like Fishermen, Sea Food Manufacturing or all things related to the Sea then Invest More On A Stronger Building. When Tsunami hits Your Building Will Stand Tall & Be A Place of Refuge While All Other Rickety Buildings Are Swept Clean Away Into The Sea.

In Investments seek out Rock Solid Companies with High NTA (Net Tangible Assets). These Rock Solid Stocks or Businesses With High CASH RESERVES Will Withstand any Financial Crisis.

5) GO ABROAD TO SAFER COUNTRIES

This is What Some Japanese Are Doing. They Have Moved To Taman Molek, bought up entire block of Condo & called it
“LITTLE JAPAN” Here in Iskandar – Free From Earthquake, Typhoon or Tsunami The Happy People Will Never Again See Anymore Tsunami.

So in Times of The Greatest Danger or Crisis Human & Capital Flight Is Really The Last Resort. That’s how Millions of Chinese left for Foreign Shores Due To The Great Famine in China. CASH Flee Corrupt Nations With Crashing Econominies.

6) STAY AT SEA FOR SAFETY – HEDGE FUND IS THE EQUIVALENT.

Tsunami means “Harbour Waves”. The Waves Are Generated By Earthquakes in Deep Sea. These Waves gather momentum as its speed towards the shorelines. So Ships Out in Open Seas away from the shores are generally safe.

Hedge funds have the ability to buy or short sell shares or anything. One example: During the Asian Financial Crisis Car Sales Vaporized in Malaysia. And Car Prices Collapsed. One Importer has a consignment of New German cars in a bonded Ware House. (A bonded warehouse is a place to keep imported cars where Duty Has Not Been Paid & The Car is not yet officially registered.)

Seeing there is no demand for his New German Cars he decided to sell them to another country not in crisis. To his glad surprise when he bought those German cars the Ringgit was still strong & when he sold the Ringgit has collapsed against the German Deutsche Mark. So he made a surprise windfall from currency difference.
Hedge Funds Have This Ability To Make Money in all markets.

George Soros Quantum Fund Motto

——-“STAYING AHEAD OF THE CURVE”——- Is An Appropriate Idiom.

 

7) GO AIRBORNE

Those on planes, in hot air balloons or up in helicopters

These not only escape the Tsunami but is able to see and take photos/videos of the ongoing Tsunami. Some even provide vital warnings & rescue works.

These Are Successful Investors Who Are Already Well Prepared Ahead of Time. During The Great Depression of 1929 – 1939, outstanding Tycoons, Churches & Philanthropist gave out free food & soup to the masses.

Wise Investors & Wise Governments Will Be A Help Some Day To Future Ignoramus Who Live In Danger of Another Real or Financial Tsunami.

But why look for hand outs? Be Wise & Prepare Yourselves Now.

A NEW FINANCIAL TSUNAMI IS COMING. IT IS ONLY A MATTER OF TIME

SO BE PREPARED!

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calvintaneng https://www.youtube.com/watch?v=kfr8dqusBBM
08/10/2018 9:27 PM
hstha China's Sept trade surplus with US hits record $47b. https://www.straitstimes.com/business/economy/chinas-sept-trade-surplus-with-us-hits-record-47b
13/10/2018 11:28 AM
hstha Prospect of Trump-Xi talks raises hope for thaw in trade war. THE ASSOCIATED PRESS.

http://www.asahi.com/ajw/articles/AJ201810130016.html
13/10/2018 12:03 PM
tecpower Global Semiconductor Sales in September Up 13.8 Percent Year-to-Year
Q3 sales are highest on record, 4.1 percent more than previous quarter, 13.8 percent higher than Q3 of last year

https://www.prnewswire.com/news-releases/global-semiconductor-sales-in-september-up-13-8-percent-year-to-year-300738812.html
27/10/2018 11:52 AM
tecpower This is the best time to buy stocks since Trump’s election, says Wells Fargo

https://www.marketwatch.com/story/end-of-easy-but-the-best-time-to-buy-stocks-since-nov-2016-says-wells-fargo-2018-10-26
28/10/2018 12:57 AM
tecpower China October exports surprisingly strong in race to beat higher U.S. tariffs. https://www.reuters.com/article/us-china-economy-trade/china-october-export-growth-surprisingly-strong-in-race-to-beat-higher-u-s-tariffs-idUSKCN1ND0B6
08/11/2018 9:18 PM
tecpower Semiconductor Investors See Cause for Optimism After Recent Rout. https://www.bloomberg.com/news/articles/2018-11-13/semiconductor-investors-see-cause-for-optimism-after-recent-rout

Semiconductor ETFs Surge Amid Renewed Trade War Optimism. https://www.bloomberg.com/news/articles/2018-11-13/semiconductor-etfs-surge-amid-renewed-optimism-on-china-trade
14/11/2018 10:15 PM
tecpower Worldwide semiconductor revenue hits record US$129.8 billion in 3Q18, says IHS. The global semiconductor industry revenue grew 7.4% sequentially in the third quarter of 2018, reaching a record US$129.8 billion, according to IHS Markit. Semiconductor growth occurred in all application markets and world regions.. https://www.digitimes.com/news/a20181130PR202.html
30/11/2018 11:09 PM
tecpower US will hold off on raising China tariffs to 25% as Trump and Xi agree to a 90-day trade truce

https://www.cnbc.com/2018/12/01/us-china-wont-impose-additional-tariffs-after-january-1-report.html
02/12/2018 5:34 PM
tecpower Trump tweets China to cut tax on US-made cars, revs up auto stocks

https://www.cnbc.com/2018/12/03/trump-tweets-china-to-cut-tax-on-us-made-cars-revs-up-auto-stocks.html
03/12/2018 9:04 PM
tecpower The PHLX semiconductor infex is extremely bullish today.hehe
03/12/2018 11:14 PM

A WISE PERSON BUILD HIS HOUSE ON THE ROCK BUT FOOLISH BUILD ON SAND, Calvin Tan Research

Author: calvintaneng   |  Publish date: Sun, 7 Oct 2018, 8:21 PM


Hi guys,

This article is reposted from i3 Investor Forum (Malaysia)

 

THE INVESTMENT APPROACH OF CALVIN TAN

Author: calvintaneng   |   Latest post: Sat, 6 Oct 2018, 08:14 PM   |  >> Go to Blog Dashboard

  

A WISE PERSON BUILD HIS HOUSE ON THE ROCK BUT FOOLISH BUILD ON SAND, Calvin Tan Research

Author:   |    Publish date: 



Dear Friends of i3 Forum,

Last week Palu & Donggala suffered an earthquake - followed by a tsunami which detroyed thousands of houses and killed many.

There did not take heed to warnings by building near Earthquake Zone and near the sea. But the greaest mistake was to build on sinking sand

 

See what the Bible said,

Matthew 7:24-27 King James Version (KJV)

24 Therefore whosoever heareth these sayings of mine, and doeth them, I will liken him unto a wise man, which built his house upon a rock:

25 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell not: for it was founded upon a rock.

26 And every one that heareth these sayings of mine, and doeth them not, shall be likened unto a foolish man, which built his house upon the sand:

27 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell: and great was the fall of it.

 

Wise people built houses on Solid Foundation while Foolish people built on shifting sand.

 

And so in time of Flood or Tsunami the Wise man house stood firm while the Foolish man house fall flat.

 

WHY JOHOR LANDED HOUSES FROM RM300K to RM500K ARE THE BEST BUY IN WHOLE OF MALAYSIA, Calvin Tan Research

Author:   |    Publish date: 

 



I say "JOHOR LANDED HOUSES" From Rm300K to Rm500k are Best Buy  (Not Highrise Condos as there is a glut now.)

 

Why Only Landed Houses & Not High Rise Condo?

 

Answer:

 

When you build a landed single or double storey house on the land you can only sell once. But if you build up 30 storey tall you could sell it 30 times on the same piece of land.

So selling Condos make an awful lots more money than selling a single storey landed house. No wonder there is a scarcity of landed houses in Johor JB  City. All are building high rise condos to maximise profit. Now that there is a huge glut of Condos in contrast to too little affordable landed houses in Johor Down Town

 

Another BIG REASON WHY JOHOR HOUSES ARE GOOD VALUE BUY IS DUE TO THE LONG YEARS OF DOWN TURN BEFORE PRICES ACTUALLY REBOUNDED

 

See the Chart below. After the Asian Financial crisis of 1997/8 all Kl, Penang, Selangor & other houses rebounded in Prices Johor House Price continued to languish for 12 long years till year 2009 before joining the upcycle

 

Image result for 30 year johor house price chart

 

See

Johor house price index upturn only started in year 2009/10 while others shot up by year 2,000

As Johor is 9 year late in the cycle so Johor still has room to move up - especially for Landed Houses in good location

 

And more factors which I posted earlier

 

See

 

What else?

LANDED HOUSES IN BOOMING ISKANDAR

WHY LANDED HOUSES IN BOOMING ISKANDAR AND NOT OTHER PARTS OF MALAYSIA?

ANSWER:

REASON NO. 1

HIGH PAYING JOBS FROM JOHOREANS WORKING IN SINGAPORE

1/3 OF THE JB ECONOMY DEPENDS ON SINGAPORE. AND THE PURCHASING POWER OF THESE WORKERS IN SINGAPORE STAYING IN JB HAVE 3 TIMES THE PURCHASING POWER AS ONE SING DOLLAR IS WORTH RM3.00

 

REASON NO. 2

JOHOR SINGLE STOREY HOUSES AND DOUBLE STOREY HOUSES ARE STILL VERY CHEAP IN COMPARISON TO THOSE SIMILAR ONES OF KL AND PENANG OR EVEN SELANGOR

SO WHILE THE PEOPLE OF JOHOR ARE BENEFITTING FROM A VERY STRONG CURRENCY BOOST THE HOUSE PRICES ARE SO INEXPENSIVE

THEREFORE PRICES MUST RISE TO MATCH THOSE OF KL OR PENANG ONE DAY

TO BUY NOW IS TO LOCK INTO DEEP VALUE (ESPECIALLY THOSE PRICED BETWEEN RM300K TO RM500K IN THE SECONDARY MARKET)

 

REASON NO. 3

THE RENT OF A HDB ROOM IN SINGAPORE IS S$500 TO $600 OR RM1,500 TO RM1,800 FOR A SMALL ROOM IN AN ORDINARY FLAT WITHOUT SECURITY OR SWIMMING POOL

IN JB YOU CAN GET A  WHOLE HOUSE WITH 3 ROOMS FOR RM1,000. SO DEMAND IN JB IS HOT HOT.

 

REASON NO.4

THOSE LANDED FREEHOLD HOUSES IN JB (AVOID ALL HIGH RISE CONDOS IN JB AS THERE IS A GLUT) ARE LITERAL GOLD MINES

LAND IS NOW VERY SCARCE IN JB DOWNTOWN. SO THOSE HOUSES (LANDED) ARE GOING TO BE LIKE THE ONES IN BANGSAR. WILL ONLY GO UP AND UP FOR MANY YEARS TO COME.

 

REASON NO. 5

OVER IN SINGAPORE MANY HDB FLATS ARE NOW CROSSING THE 50TH YEAR THRESHOLD.... THOSE IN TIONG BAHRU, REDHILL, ANG MO KIO, TOA PAYOH, MARINE PARADE NOW 40 TO 50 YEARS OLD WILL SEE GRADUAL DEPRECIATION TILL THEY LOSE ALL THEIR CAPITAL. AND BANKS WILL NO LONGER LEND TO THESE HDB FLATS BUYERS ONCE LEASE REMAIN LESS THAN 30 YEARS. AND ONCE EXPIRED LIKE THOSE IN GEYLANG THEY BECOME WORTHLESS AS LAND WILL BE SURRENDERED TO THE SINGAPORE GOVT.

IN SINGAPORE ALMOST EVERYTHING IS LEASEHOLD

ALL CARS, VANS, JEEPS, BUS AND LORRIES AND EVEN MOTOR BIKES HAVE A 10 YEAR LEASE.  WHEN 10 YEAR LEASE IS UP ALL THESE VEHICLES WILL BE SCRAPPED UNLESS YOU BUY ANOTHER 10 YEAR COE (CERIFICATES OF ENTITLEMENTS) WHICH COST RM90,000 (S$30K) JUST FOR THE PAPER ALONE.

SO ARE GOVT HDB FLATS OR LOW COST HOUSES OR EVEN EC (GOVT CONDOS). ALL HAVE ONLY LEASEHOLD LIFESPANS

IN ANOTHER 5 TO 10 YEARS TIME WHEN SINGAPOREANS WAKE UP TO SEE TOTAL LOSS OF VALUE IN THESE LEASEHOLD ASSETS THERE WILL BE A MAD SCRAMBLE INTO FREEHOLD ASSETS

AND ALL THESE HOUSES WITH FREEHOLD TITLES IN JB WILL BE IN HOT HOT DEMAND

THE TRICK IS TO BUY NOW

 

REASON NO. 6

THE CUMULATIVE FDI (FOREIGN DIRECT INVESTMENTS) IN JOHOR IS A MIND BOGGLING RM350 BILLIONS

VS HAS A BIG FACTORY IN SENAI EXPORTING CORDLESS VACUUM CLEANER TO THE WHOLE WORLD

SO THERE WILL BE GOOD JOBS IN JB FOR YEARS TO COME

 

REASON NO. 7

WITH THE HIGH COST OF LIVING IN SINGAPORE PLUS AN AGEING POPULATION EXPECT AN INCREASING NUMBER OF SINGAPOREANS TO RETIRE IN JB - THUS PUSHING UP THE VALUE OF JB ASSETS

 

SO THERE YOU ARE. JB LANDED HOUSES ARE REAL TSUNAMI SHELTERED ROCK SOLID INVESTMENTS

AND MORE SO BECAUSE JOHOR IS FREE FROM EARTHQUAKE, TYPHOON OR TSUNAMI

AS DISASTER AFTER DISASTER STRIKE THE WORLD MORE AND MORE JAPANESE, INDONESIANS AND EVEN SINGAPOREANS WILL MIGRATE TO BOOMING ISKANDAR

 

WARM REGARDS

 

Calvin Tan Research

 

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calvintaneng https://www.straitstimes.com/singapore/home-worries-surface-as-lease-expiry-looms
07/10/2018 8:30 PM

JOHOR LANDED HOUSES BEST BUY because Singapore 99 year leasehold HDB flats will be worthless, Calvin Tan Research

Author: calvintaneng   |  Publish date: Sun, 7 Oct 2018, 8:01 PM


See this advert news in Singapore

 

It’s a fact.

Your HDB will be worth $0 when the lease run out.

No matter if you pay $300,000 or $1 million for your HDB… it will be worth nothing when the 99-year lease is over. 

HDB is a hot topic nowadays as Singaporeans suddenly woke up to the reality that they cannot use their HDB to make a fortune … like their parents did.

Yes, your parents may buy HDB low at $70k to $100k back in the 1970s… and sell it today at $400,000 to $500,000, making 4-5 times return.

But today, you cannot buy a HDB at $500,000, and expect to sell 4 times at $2 million! Impossible.

As your HDB lease become shorter, it will be worth less. (Sorry to say, you may even need to sell your HDB at a loss!)

So if you can’t use your HDB to make a fortune, how else can you profit from properties in Singapore?

How about Condos?

The Singapore government is already clamping down on private properties investment, introducing new cooling measures to tax people who won 2nd properties.

All these cooling measures made investment in private properties really unattractive, and with rising interest rates, you may even lose money when you invest now.

No HDB, No Condos… So How?

While many Singaporeans have given up hope on building up their wealth with properties because of various restrictions, Property Expert, Jerome Tan think otherwise.

Interviewed by Mediacorp Radio Money FM 89.3, Jerome shared that even with harsh cooling measures, there are still many little known, hidden property opportunities that ordinary Singaporeans can take advantage of, only if they know how.

Not long ago, he also shared his investment insights in his interview on a TV show, how he profit from properties, sometimes with little to no money down.

Currently, Jerome owns more than 100 properties all over the world, including Singapore, Malaysia, The Philippines, Australia, and many more.

Calvin comments:

As those HDB Flats in Toa Payoh, Tiong Bahru, Redhill, Ang Mo Kio, Bedok & others built in the 60s and 70s cross the 50th Year Old Mark in Singapore --- the Banks are reluctant to lend monies. And as lease drops to 30 years even CPF monies not allowed to purchase these less than 30 year lease flats. And when the HDB lease expires all the Owners will get zero return when Singapore Govt will take back the lands (when lease falls to zero)

This will be a BIG WAKE UP CALL.

For unfortunate Singaporeans they could buy up Landed Freehold Houses in Johor over Rm1 millions. But for those S'pore PR holding Malaysian ID Cards they can buy Landed Houses just like any other Johoreans.

AND AS A RESULT ALL LANDED FREEHOLD HOUSES (PRICED FROM RM300K to RM500K) WILL BE IN HOT HOT DEMAND

The secret is to buy LANDED HOUSES In JOHOR NOW WHILE PRICES ARE STILL SO CHEAP

 

WARM REGARDS

Calvin Tan Research

 

PLUS IF YOU MISSED THIS

Another BIG REASON WHY JOHOR HOUSES ARE GOOD VALUE BUY IS DUE TO THE LONG YEARS OF DOWN TURN BEFORE PRICES ACTUALLY REBOUNDED

 

See the Chart below. After the Asian Financial crisis of 1997/8 all Kl, Penang, Selangor & other houses rebounded in Prices Johor House Price continued to languish for 12 long years till year 2009 before joining the upcycle

 

Image result for 30 year johor house price chart

 

See

Johor house price index upturn only started in year 2009/10 while others shot up by year 2,000

As Johor is 9 year late in the cycle so Johor still has room to move up - especially for Landed Houses in good location

 

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TakeProfits Hey Calvin, no one from spore talk here about this matter. Why arh?
08/10/2018 10:56 PM
calvintaneng TakeProfits Hey Calvin, no one from spore talk here about this matter. Why arh?
08/10/2018 22:56

Calvin replies:

I think i3 Forum Sg is very quiet unlike i3 Forum Malaysia

Just 47 posts my latest post in Top 5 already. Amazing indeed.

So this i3 Forum Sg is still in its infancy. I think as time passes more and more will join in
08/10/2018 11:39 PM


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